List of Senior Dining Discounts for Ages 50 & Older

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Are you of the golden age of 50 or older?  Well, I’ve got great news for you!  Check out our list of senior citizen discounts for all your favorite local restaurants!!  Simply ask for the discount, and receive savings off your bill!!  Easy as that!  Even better, no coupons required!

 

List of Senior Discounts for Resaurants:

 

*Applebee’s: 15% off with Golden Apple Card  (60+)
*Arby’s: 10% off   (55+)
*Boston Market: 10% off  (65+)
*Burger King: 10% off (60+)
*Chick-Fil-A: 10% off or free small drink or coffee (55+)
*Chili’s: 10% off ( 55+)
*CiCi’s Pizza: 10% off (60+)
*Dairy Queen: (55+) depending on location, some offer a free small drink or discount off an order
*Denny’s: 10% off, 20% off for AARP members (55 +)
*Dunkin’ Donuts: 10% off or free coffee (55+)
*Friendly’s Restaurant & Ice Cream: (60+) discounted prices are offered on orders at participating locations
*Fuddrucker’s: 10% off any senior platter (55+)
*Golden Corral: 10% off (60+)
*Hardee’s: $0.33 beverages everyday (65+)
*IHOP: 10% off (55+)
*KFC: free small drink with any meal (55+)
*Krispy Kreme: 10% off (50+)
*Long John Silver’s: various discounts at locations (55+)
*McDonald’s: discounts on coffee everyday ( 55+)
*Mrs. Fields: 10% off at participating locations (60+)
*Ponderosa Steak House: (60+) receive rotating senior deals between 11am and 4pm
*Popeye’s: (55+) receive a free drink or 10% off any order
*Sonic: 10% off or free beverage (60+)
*Subway: (60+) 10% discount depending on location
*Taco Bell : 5% off; free beverages for seniors (65+)
*TCBY: 10% off ( 55+)
*Village Inn: 10% off (60+)
*Waffle House: 10% off every Monday (60+)
*Wendy’s: (55+) to receive a 10% discount on your order or special drink pricing
*White Castle: 10% off (62+) This is for me … if I ever see one again.

 

AARP is a great way to get discounts, as well.  Simply show your card at your favorite restaurants and ask if they offer a discount.  Chances are they will have some type of offer for you.  

 

Check online for additional coupons and discounts.  This is also great for restaurants that don’t offer senior discounts.  Check www.seniordiscounts.com, www.restaurant.com, www.rewardsnetwork.com, and www.opentable.com for discounts and offers.  

 

Check local restaurant deals for any promotions they may be running.  This year I took advantage of a Buy One $50 gift card and get a $25 one free.  Don’t be afraid to use both on yourself too!  It’s a great way to save money!  

 

Check your credit cards for cash back bonuses and rewards.  Many credit cards will offer incentives to use their cards.  Many use cash back bonuses/rewards that offer gift cards to stores or restaurants.  Some even offer bonus rewards, such as use $45 of your rewards for a $50 restaurant gift card.  

 

Purchase an Entertainment Book.  You know, those books that come around once a year that offer a huge book full of coupons.  If you dine frequently, it can be well worth the investment, and you will see a return on your money from it quite quickly!  Just be sure to search for deals on the Entertainment Books too.  

 

Join Facebook and “Like” restaurant pages.  Restaurants often offer discounts on social media, and Facebook is a great place to start!  You can also join coupon or discount Facebook pages for even more tips and offers!  

 

Sign up for emails to your favorite restaurants.  By signing up, you gain access to member only offers and discounts.  Simply click on any of the restaurant links above to sign up for their email newsletters.

 

Sign up for the birthday club.  I know it sounds like kid stuff, but many restaurants like to pamper their guests offering discounts, coupons, or even free appetizers for desserts!  

 

Check your local warehouse stores for group gift cards.  Some of the big box stores offer packages of gift cards that may include a $5 or $10 gift card for purchasing the “6 pack” of gift cards. 

 

Check back of receipts, telephone books, newspapers, and tourist brochures for restaurant coupons and discounts.  You’ll be surprised how many coupons are out there once you start looking!

 

Do you have more great ideas to save?  We would love to hear how you save and find discounts!!  

 

How to Spend Less than $50 on your Groceries this week!

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Here is a menu of how to use weekly sales to feed your family of 4 for under $50!

 

(We used Tops, Save-A-Lot, & Aldi for sales, beginning 3/29)

 

Breakfasts

Waffles & Sausage ($1.29 Waffles @ Aldi, $1.00 Sausage @ Tops)

Eggs, Sausage, & Toast (Eggs, $1.00 Banquet Sausage @ Tops, $1.29 Tops Brand Bread @ Tops)

Bagels & Cream Cheese ($0.89 Cream Cheese @ Aldi, $1.69 Bagel @ Aldi)

Egg & Cheese Omelets ($1.19 Eggs @ Aldi, cheese sale listed under snacks)

-Mix & Match from above for remaining days

 

Lunches

PB&J Sandwiches & Fruit (PB listed below, bread listed above, $1.69 Spreadable Fruit @ Aldi)

Grilled Chicken Salads (Leftover grilled chicken from dinners, $1.29 salad mix @ Save-A-Lot)

Grilled Ham & Cheese Sandwiches  (Bread sale @ Tops, Ham leftover from dinners, Cheese sale listed in snacks)

Tuna Fish Sandwiches & Fruit ($1.39/2 Tuna @ Tops, Bread sale listed above, Fruit Sales listed under snacks)

Leftovers – Chicken, Potato, Vege Casserole or Ham & Potatoes

 

 

Dinners

Pork Chops, Stuffing, Steamed Vegetables (2 x $1.99/lb Pork Chops @ Save-A-Lot, $0.50 Birds Eye Frozen Veges  ($1.00 Birds Eye Veges & use $1/2 Birds Eye Steamfresh Varieties from SS 2/22 @ Tops) $0.99 Stuffing @ Aldi)

Ham, Potatoes, Steamed Veges (5 x $0.99 lb Ham @ Aldi, $2.79 Idaho Potatoes @ Save-A-Lot, $0.50 Veges, listed above)

Grilled Chicken, Pasta Salad, Steamed Vegetables (2 x $1.79 Boneless Skinless Chicken Breasts @ Save-A-Lot, $0.99 Suddenly Salad Pasta Salad @ Save-A-Lot, Vegetable sale listed above)

Ham & Scalloped Potatoes, Steamed Veges (Ham, Potato, & Vege sales listed above)

Baked Ziti, Salad, Rolls ($0.99 Ziti @ Aldi, $0.99 Sauce @ Aldi, $1.29 Salad Mix @ Tops, Dressing sale listed above, $.99 Grissom’s Brown & Serve Rolls @ Save-A-Lot)

Roasted Chicken, Potatoes, & Veges Casserole (2 x $1.79 lb Boneless Skinless Chicken @ Save-A-Lot, Potato Sale listed above, $0.89 bag onions @ Aldi)

Leftovers

 

 

Snacks

Pineapple ($1.49 Save-A-Lot)

Celery w/Peanut Butter ($0.69 Celery @ Aldi, $1.79 Peanut Butter @ Save-A-Lot)

Cheese & Crackers ($2.00 Kraft Cheese @ Tops ($2.50 each & use $1.00/2 – Kraft Natural Cheese: Shreds, Slices or Blocks from SS 3/29 coupon) & $1.50 Town House Crackers @ Tops (use $1/2 Town House or Club Crackers 3/29 insert)

Bananas ($0.49 @ Tops) x 3

 

**Many items you may already have stocked in your pantry. If not, here are some weekly sales to help you keep your grocery budget down.

 

 

Weekly Total (including meat): $49.67 for a family of 4.

 

Note: Costs may vary depending on weight of fruits and meats.

How to Feed Your Family of 4 for under $50!

groceries

Here is a sample menu of how to use weekly sales to feed your family of 4 for under $50!

 

(We used Tops, Walmart, & Aldi for sales)

 

Breakfasts

Yogurt & Fruit

Eggs & Toast

Waffles & Sausage

Egg & Sausage Omelets

Cereal 

 

Lunches

PB&J Sandwiches, Yogurt

Chicken Soup

Sausage/Potatoes Leftovers

Grilled Chicken Salads

Chicken Salad Sandwiches

 

Dinners

Roasted Chicken, Potatoes, Carrots

Hamburgers, Potato Salad, 

Chicken Noodle Soup, Salad, & Bread

Ham & Scalloped Potatoes, Steamed Veges, Salad

Sausage, Fried Potatoes & Onions, & Roasted Cabbage

Tacos, Corn, Corn Bread/Muffins

Leftover Soup or Ham & Scalloped Potatoes

 

Snacks

Yogurt

Nectarines

Rice Cakes

Tortilla Chips & Salsa

Carrot Sticks 

 

**Many items you may already have stocked in your pantry. If not, here are some weekly sales to help you keep your grocery budget down.

 

Weekly Sales:

-Yogurt (Aldi, Fit & Active – $0.39) x 8

-Eggs (Aldi, $1.19 dozen or Tops, B1G1 free)

-Waffles (Aldi, Fit & Active Whole Grain Waffles, $1.29)

-Rice Cakes (Aldi, Fit & Active Rice Cakes, $1.29)

-Bread, (Aldi, $0.99) (or make your own with what you already have!)

-Potatoes (Aldi, Red Potato 5 lb $1.49, 20 lb bag) x 2

-Carrots (Aldi, $.59 per pack) x 2 (soup, snacks, roasted chicken) 

-Onions (Aldi, $0.99 per pack)

-Tortilla Chips (Aldi, Simply Nature, $1.69)

-Salsa (Aldi, Simply Nature, $1.89)

-Corn (Aldi, Frozen, $0.99)

-Grilled Chicken (Aldi, $1.89 lb) x 2 (salads and sandwiches)

-Corn Bread (Aldi, Corn Bread/Muffin Mix $0.69)

-Ground Beef, (Aldi, 80% Lean $3.99 lb) x 2 (Burgers & Tacos)

-Taco Shells (Aldi, $0.99)

-Salad (Aldi, $0.79 Little Salad Bar Garden Bag Salad) x 2 

-Rolls, $1.49

-Sausage (Tops, Banquet Brown & Serve $1 each – $10/10)

-Chicken (Tops, Whole Roasted Chicken $0.99 lb) x 6 lb (Soup & Roasted Chicken)

-Sausage (Tops, Buy 2 Get 3 Free Kielbasa Sausage)

-Cabbage (Tops, $0.39 lb)

-Nectarines (Tops, $0.99 lb) 

-Cereal (Tops, Special K Cereal $2.99 & use $0.70/1 Special K Cereal (doubles) 

-Ham (Walmart $1.58 lb Bone in Ham) x 5

 

 

Weekly Total (including meat): $48.37 for a family of 4.

 

Note: Costs may vary depending on weight of fruits and meats.

50 Free Things to do with Your Family This Winter

50 free winter 

 

Living in New York certainly has it’s benefits, but sometimes the winters can be looong and co-o-old!  Here are some fun and quirky ideas, that are totally FREE, that you can enjoy with your family this winter!

 

  1. Take advantage of community activities and festivals
    1. Winter Fests
    2. Home Depot/Lowes Build a Project
    3. Library/Village/Town Activities
  2. Go to the Library
  3. Visit grandparents
  4. Visit friends
  5. Invite cousins over for a “cousins camp”
  6. Check the internet for free admissions to museums
  7. Start on those indoor projects (paint, clean out drawers, organize closets)
  8. Read a book, or start a family book to read aloud to each other
  9. Play dress up with your kids
  10. Make a bucket list of things you want to do this summer
  11. Have a date night with your spouse at home and have your children make and serve you dinner
  12. Create an obstacle course and take turns going through
  13. Play charades 
  14. Bake!  Cookies, cupcakes, and pies, oh my!
  15. Play indoor basketball with a wastebasket
  16. Have a treasure or scavenger hunt around the house
  17. Break out the crafts and make cards to send to the troops oversees, college students, missionaries, or to a sick friend or relative
  18. Clean out your closet and sell or donate those unwanted clothes
  19. Get out your “special” dishes and have a fancy dinner
  20. Rearrange your furniture and redecorate
  21. Make a fort with your kids
  22. Build a Lego creation
  23. Create a family menu and eat at home
  24. Make a family dinner, having everyone work together on it
  25. Go sledding 
  26. Build a snowman family 
  27. Make a snow fort
  28. Go hiking or for a walk
  29. Have an ice cream social and create your own sundaes with toppings from your pantry
  30. Make milkshakes or smoothies for a sweet treat
  31. Have a family board game night
  32. Have Nerf guns?  Play war 
  33. Don’t have Nerf guns?  Roll up socks and have an indoor snowball fight…watch the lamps
  34. Raid your pantry and have snacks/appetizers for dinner with your findings
  35. Watch a movie at home – Don’t forget the popcorn
  36. Have a video game challenge night
  37. Have an indoor campout in the living room
  38. Make soup
  39. Work together to get some freezer meals done
  40. Turn off all the lights and electronics and only use flashlights and candles and tell stories
  41. Set up an indoor yard sale and invite friends over to “shop”
  42. Get out the drawing pad and sketch the winter landscape, make self portraits, or draw each other.  Then, have an art show around the house
  43. Scour the internet for freebies and use around town for a freebie fun day
  44. Have a spa day and pamper each other at home
  45. Make snowflakes or winter crafts and decorate for winter
  46. Go Homemade…make homemade soaps, scrubs, cleaners, etc.  
  47. Play Minute to Win It with things you find around the house
  48. Have Family Olympics and see who can do the most push ups, sit ups, squats, etc.
  49. Rummage through those closets for old T-shirts and permanent/fabric markers and have fun decorating them
  50. Family Fun Day…have your kids come up with fun ideas, write them down, and put in a jar.  Take turns picking out of the jar until each member has picked a fun thing to do and do them ALL!  

 

Most of all, make memories!!  Time goes by so fast and life gets busy, but these are all the fun things your kids will remember!  

 

We’d love to hear your ideas, even if they aren’t free!  We always like new ideas to do with our families!

 

 

Organize Your Finances

 

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To have an abundant life you really need to give yourself a financial check-up.  By not being responsible with money now can lead to a bleak financial future.  You can change your future by changing the way you handle money today!

 

Disorganized finances can lead to late payments, bad credit, interest charges, and diminished savings just to name a few.  Take control of your finances today.  It is a big chore, but once you get yourself organized and on the right track you’ll never regret it.

 

Just like any organizing project, breaking down the HUGE task {of budgeting your finances} into smaller pieces, it makes it easier and less daunting.  You won’t’ become so overwhelmed that you’ll want to quit.  Well, you might still want to quit, but DON’T!!

 

This week’s goal:  

 

1.  Gather all your bills and organize them in ONE spot.  

Make sure you have the space to keep it organized, or they will just end up in a basket or bag in a closet somewhere not being paid.

 

2.  Make a list of all your income and expenses.  

You can do this online or on a good ole piece of paper.  

 

Tip: Mint.com is a great online resource that can be accessed online or any mobile device.  You can also use Quicken or Excel to track your expenses.  

Don’t forget:

  • Mortgage/rent
  • Taxes
  • Insurance
  • Utilities
  • Mobile devices
  • Savings
  • House Maintenance
  • Auto & maintenance
  • Gasoline
  • Grocery/Food
  • Credit Cards
  • Personal
  • Entertainment
  • Charitable Contributions
  • and Anything that You Spend Your Money On!!

 

3.  Make a Budget showing your income and expenses

 

Tip: By using the online software, you can have all your expenses tracked in one spot, it’s easy to read, and you’ll have it all organized for tax time.

 

4. Pick one day of the week to pay bills and check over your budget.

Make any necessary changes and/or add anything you may have forgotten or had to add along the way.  Picking the same day each week takes the guess work out of when to pay bills.

 

Tip: Set up automatic bill payments to never miss a due date again!  Just make sure you keep your checking account balance sufficient to cover those payments so you don’t incur overdraft fees!

 

5. Contribute to your savings account or investment account.  

It’s never too early to start saving for your future.  Many employers match contributions.  TAKE ADVANTAGE of that, but only invest what they are matching dollar for dollar.  Also look into Roth IRA’s and other investment options.

 

6.  Still need help?  Find a trusted friend or hire a professional to get your finances in order.

Don’t be ashamed to ask for help.  There are more people in the same boat than you could imagine.  It’s not a big deal, but it can be if you don’t get yourself if financial shape today!

 

 

 

Once a Month

  • Balance your checkbook
  • Review your credit card statements
  • Make changes to your budget as needed

 

Tip: You can get a FREE credit report and credit score from creditKarma.com.  It’s totally free, no strings attached, and they offer tons of tips on how to improve your credit.

 

 

Once a Year

  • Update your budget.
  • Check over your investments and savings. Increase your giving and saving as your finances improve.
  • Get your forms and paperwork together for taxes.

 

 

 

 

Sign up for Ebates before you start your Christmas Shopping!!

ebates

Sign up for Ebates and you will get up to 25% cash back from the sites you shop!! I love Ebates, and most online stores offer money back.  Simply sign up here, click the store you plan to shop from and they do the rest for you!!

Have you tried out Wal-Marts new Savings Catcher program??

Walmart is offering a new savings catcher program!! Here is how it works… Walmart guarantees they have the best prices. So simply sign up here. Then every time you make a purchase from Walmart, just enter the number off of your receipt. Walmart does the rest. They scan stores to find a lower price on the products you purchased and when they find a lower price, they will give you the difference back.  Sounds super easy, I just signed up so I haven’t had too much experience with it yet, but I’m waiting to start collecting some money 😉

Head over here to read more or to sign up

20 Fun & Elegant Hostess Gifts Under $20

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The holidays are fun times to get together and celebrate the Christmas season!  

 

Hostessing a party can be a lot of work, so present a fun or elegant gift when attending a party to show your appreciation!  

 

 

Here is our list of 20 Hostess Gifts Under $20!!  

 

 20 hostess gifts

 

 

 

1. Donckels Cocoa Dusted Belgian Truffles – 48oz – For the chocolate lovers!!

 

2.  Grand’aroma Bruschetta,garlic, Basil, Truffle Flavored Extra Virgin Olive Oil, 8.5-Ounce Bottles (Pack of 4) – flavored oils to pair up with a nice crusty loaf of bread!

 

3.  Caffco International Decorative Embroidered Hand Towels with Inspirational Phrases, Home Sweet Home and Bless This Home, Set of 2 – Decorative Hand Towels are always fun to have!

 

4.  CandleScience Candle Scent Fall Collection Fragrance Sampler, 4 bottles – We all love those fun holiday scents!

 

5.   7″ Elegant Pearl Jeweled and Beaded Snowflake Christmas Ornament – Elegant & matches with any holiday decor!  

 

6.  OPI Trend on Ten Mini Kit. Holiday 2014 Collection – Super fun nail set, full of holiday colors!

7.   Jin Li High quality tungsten steel Full-function nail clipper set 12 sets of nail – Super handy and cute manicure set!

 

8.   Alpha Grillers Best Garlic Press And Peeler – Solid Stainless Steel Mincer And Silicone Tube Roller – This garlic press is amazing..especially for all those hostesses that love to cook!

 

9.  Chevron Chic Holiday Monogram Mug – Just a fun holiday mug for your hostess to enjoy some coffee the next morning!

 

10.  Rachael Ray Dinnerware Little Hoot and the Snowman 4-Piece Dessert Plate Gift Set – How cute are these adorable dessert plates! ?

 

11.  Coffee Masters Around The World In Twelve Coffees Variety Pack, 1.5-Ounce Packets (Pack of 12) – 12 different flavors of coffee from around the world.  

 

12.  L’Occitane Shea Butter Hand Cream, 1 oz. – Elegant hand cream for after cleaning up all those dishes!  

 

13.  Rosebud Three Lavish Layers Lip Balm, 0.8 Ounce – Everyone can use some high quality lip balm during those winter months!

 

14.  Godinger Crystal Dublin Coasters, Set of 4 – Super fancy crystal coasters!  And they can go with any holiday decor!

 

15.  Picnic Time Circo Cheese Set – Cheese trays are always fun to have around…and the perfect gift!

 

16.  Olde Thompson 6-Inch Caffee Espresso Peppermill and Salt Shaker – The universal gift that anyone can use!

 

17.  Luna Bazaar Silver Mercury Glass Candle Holder (globe design) – Super cute & perfect with any holiday decor!

 

18.  Elegance Hammered 6-Inch Stainless Steel Bowl – A cute little dish to hold your hostesses jewelry!

 

19.  Elegance Hammered Italiano 13-Inch Stainless Steel Salad Servers – Elegant and modern Salad Servers!  Love them!

 

20.  Vanilla Milk Bath Gift Set Rustic Cord Box Gel Lotion – A little relaxing gift for after all the guests have left!

 

Didn’t find anything that catches your eye?  Everyone loves shopping, especially in the comfort of their own home, so try our bonus!

 

Bonus: Amazon.com Black Gift Card & Box, Christmas Presents Card

 

 

Happy Holidays!!

 

*This post contains our affiliate links.  Please note Amazon prices are subject to change.  

EASY Tips to Save BIG on those BIG Ticket Items!

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No one likes to have to spend a ton of money on those big ticket items, like furniture, appliances, and electronics.  Here are a few tips to help you save on those big expenditures.

 

1.  Shop around – Stores have sales cycles on certain items, and you can get some really great prices if you are patient, and wait for these times to come around.

 

2.  Do your research – Make sure to research your purchase before taking the plunge. Make sure you are getting the best deal at the best price for the item you need.

 

3.  Buy used – Some items you may be able to save by buying used. Lawn tractors are a great example. Some are junk, but you may be able to take advantage of that mistake someone else bought that is perfect for you. Check out Craigslist, Facebook Yardsale or deal sites before heading to the store.  Electronics can be purchased used as well.  Take advantage of technology changes by finding great deals on last year’s models.

 

4.  Price match – Many stores will price match competitors sales.  Just take in the sale flyer from the competitor, and ask for the price match.  Some stores even “meet and beat” the competitor’s prices.  We just did this with Lowes and Home Depot.  We brought in a printed sale from Lowes, and Home Depot beat their price by 10%.

 

5.  Hold that receipt – Hold onto your receipt and watch for future sales on the item you purchased.  Stores will rebate you with the difference of what you paid and the new sale price.  You have to have your receipt so make sure to keep it!  Check the store’s policy as some refund up to 30 days, and some 60-90 days.

 

6.  Buy floor models – If you are purchasing a refrigerator that will have the sides hidden with cabinets, try looking for a floor model.  Some may have a scratch or dent, but offer HUGE discounts.  If it will be hidden, take advantage of the deals!  You can also find discounts on models with a blown lightbulb, missing rack or shelf (that can be later purchased), or that have been refurbished or repaired.  In the market for a couch?  Shop the back room for discounts.  There you’ll find couches with small tears in the fabric that can be easily hidden or something that can easily be repaired.

 

7.  Buy energy efficient – Not only will these models run more efficiently, but you will save on your electric bill, and depending on the purchase, you may be able to take advantage of tax write offs.

 

8.  Use coupons & rebates – many stores offer coupons via their sales flyers, online, or through their social media pages.  Check these out before making your purchase!  If buying online, be sure to use a rebate website, such as Ebates for even greater savings!  If you are a new customer to Ebates you can even save $10 just for signing up!

 

9.  Use a rewards credit card – If you plan on using a credit card, be sure to use a rewards card for cash back on your purchase.  Each card is different, so be sure to check for the greatest reward before you head to the store.

 

10.  Ask for discounts – Most store associates are authorized to give discounts on items right there on the spot.  Other times you may have to talk to a manager.  Either way, you are likely to leave with a  nice discount on your item.

 

11.  Bundle your Savings – In the market for all of your kitchen appliances or a living room and bedroom set?  Shop at one store, and bundle the savings.  Stores are VERY likely to offer discounts if you are making a big, bundled purchase.  Be sure to ask!!

 

If you are in the market for a big ticket item, try these tips for some deep discounts.  And remember you can stack these together with shopping sales + coupons + rebates + rewards & cash back = some serious savings!!

 

Have any other money saving tips, or ways to save?  I’d love to hear about your deep discount purchases!

 

Happy Shopping!!

 

 

Save Money with Wal-Mart’s New Savings Catcher Program!

walmart price catcher

 

 

 

 

Walmart Price Catcher Program

 

Walmart has a new program to help you get the best prices on your purchases!  Walmart’s Price Catcher program is easy to use!  Simply upload to your PC or scan your receipt on your smart phone.  Walmart then compares local advertised deals and ads.  If they find a product you purchased for a lower price, they will refund you the difference on a gift card.  You are guaranteed the lowest prices around with this fab program!  Just remember to keep your receipts to upload!  You have to enter your receipt within 7 days so don’t wait.  

 

Try it out, and start saving now.  Get more information and FAQs here.