Couponing has cut my grocery budget in half. I literally spend half as mush as I used to on groceries, and my family has grown in size. I have 4 boys, and they like to eat. Check out my tips below on how to start using coupons and save on your groceries.
1) Figure out your budget-For everyone that wants to start saving money on their grocery bill, you first have to figure out how much you’re spending. Take your bank statement from the last month and add up how much you’ve been spending on groceries. Now, take that amount and right off the top take 25% off of what you spent last month, that is now your goal this month. If your bill was $400 last month, this month make it $300. Trust me, you can do it. Now, let’s all get on the same page here, whatever your attitude is in this will determine what the outcome will be. I’ve had people tell me “I don’t have time to make a budget” or “couponing seems too hard.” If that’s how your starting, then head to the next post because you wont save any money if that’s the attitude you start out with.
Now that you’ve figured out what your grocery budget will be, sit down with your spouse and go over it. Trust me, if you and your spouse are not on the same page with saving money, you won’t save any. You’ll find that every penny you save with coupons, they’re spending on….hmm….candy, or some weird thing that will be broken and in the trash next week. I’m laughing as I type this, and I’m sure my husband will be laughing when he reads it too!
2) Shop with cash- I ALWAYS grocery shop with cash. Dave Ramsey agrees! Shop for groceries with cash. There’s something about swiping a little plastic card that tells you that you can spend as much as you want. That’s how people go into debt. Credit cards tell you that you can spend it and not worry about it right now. Unless you are disciplined enough to pay them off every month, don’t use them. Ill get into that on another post. You’ll be much more likely to shop for sales and get the most from your buck when you’re using cash. You’ll be more conscious of the price of things if you’re using cash.
3)Shop once a week- I know some people who grocery shop once a month, and quite frankly, I can’t do that. There will always be something that I want to make and I’ll need ingredients or I’ll run out of milk. I shop once a week. Not to say that you can’t shop once an month, if it works for you then I commend you for that. So I make my list every sunday night after the store circular ads come out. All of my grocery shopping is based on what’s on sale that week. Last week lettuce was on sale and so was chicken, so grilled chicken salads were on my menu. Base your meals around the sales, otherwise you’re overpaying.
4) Use coupons- I always try to match sale prices with coupons. I get most of my coupons from coupons.com or in the Sunday paper.
5) Stock up on items when they’re cheap- By creating a stockpile of items when they are cheap, you’re saving money in the long run. Within a few months of couponing, you’ll begin to have a large stockpile. When its time to grocery shop and meal plan, you start using those items that you have on hand in your pile instead of having to go out and buy them at full price, this will save you hundreds of dollars.
Within a few months of doing this, you should be able to cut your grocery budget in half. Watch for future posts on my meal plans and you’ll see exactly how I save.
Determine that you’ll save 25% this month! You can do it, I always think of what I can save that extra money for. Each month I tuck it away, and when Christmas time comes, I NEVER spend any extra out of my budget because I already have it from what I’ve saved throughout the year on groceries. I also use it to buy my kiddos a big family gift every summer….I’m not sure what that gift will be yet this year. Let me know if you have any fun ideas!